Why Choose UsSince its inception, A.S. James & Associates has evolved to become one of the leading Real Estate Dealers and Appraisers with clients ranging from private individuals to several of Jamaica’s largest financial institutions and mortgage companies. A.S. James and Associates is committed to securing your future with Real Estate. We provide assistance with any area of real estate, such as: Valuations, Sales, Rentals, Auctioneering,... [READ MORE]
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The Home Buyer's Checklist identifies some important factors to consider when choosing a home. In addition to an affordable sales price, you will also want to be sure that the neighborhood and the house meets the needs of your family.
The home buying process may seem complicated, but if you take things step-by-step, you will soon be holding the keys to your own home. We, at A.S. James & Associates attest to the fact that the process is pretty easy, with the proper guidance.
Figure out how much you can afford
- What you can afford depends on your income, credit rating, current monthly expenses, down payment and the interest rate. The mortgage calculator may assist you but to be sure visit a Mortgage institution and speak with one of their many loan officers.
Shop for a loan
- Save money by doing your homework. Talk to several lenders, compare costs, interest rates and negotiate to get a better deal. Consider getting pre-approved for a loan.
Shop for a home
This can be done in three easy steps:
- Create a wish/need list.
- Find a reputable real estate agent at A.S. James & Associates, 2A Strathairn Avenue, Kingston 10.
- Create a home shopping checklist that reminds of the finer details to look for in each home you view.
A detailed checklist can be found at www.forsalebyowner.com/home-buying-tips.html