Why Choose UsSince its inception, A.S. James & Associates has evolved to become one of the leading Real Estate Dealers and Appraisers with clients ranging from private individuals to several of Jamaica’s largest financial institutions and mortgage companies. A.S. James and Associates is committed to securing your future with Real Estate. We provide assistance with any area of real estate, such as: Valuations, Sales, Rentals, Auctioneering,... [READ MORE]
A.S. James & Associates disclaim responsibility for any consequences arising from your access to or use of this website or any applications or links herein.
Buying a Home for the First Time
Buying a Home for the First Time
Here are some tips for first-time buyers:
Are you truly ready to buy a new home in today's market? Do you know how to prepare financially for the home buying process? These questions are best answered early on in the process.
Home Buying Process
It pays to be informed about the process of buying a new home — especially when it's your first time buying. The process can be overwhelming to a first-time buyer, but you can prevent this by simply understanding the steps involved. In this section, we will go through the steps to buying a new home in detail, from house hunting to settlement.
Finding a Real Estate Agent
Finding the right real estate agent can make all the difference in your home buying process, especially if you're a first-time home buyer, new to the whole process. A good real estate agent can steer you through the buying process and help you avoid costly mistakes. In this section, we'll show you how to go about finding the ideal real estate agent to help you buy a house successfully.
About Your Credit
Credit is an important topic for home buyers. When buying a house you can be sure that mortgage lenders will review your credit with a microscope. So it pays to have a look at your own credit first. We will show you how to obtain your credit report and check it for accuracy. We'll even talk about ways you can improve your credit prior to buying a home.
Checklists for Buying a House
A checklist is a useful tool when buying a new house — especially when it's your first time going through the process. A good checklist will keep you on track and help you remember what features to look for when house-hunting. In this section, you'll find a variety of home buying checklists you can use along the way.
Types of Mortgage Loans
Fixed-rate mortgages. ARM. Balloon loans. When buying a house for the first time you'll hear a lot about the different types of mortgage loans. It can be confusing when you're not informed. So let's make sure you're well informed about the various mortgage types. In this section of the website, you'll find plenty of information on the different types of mortgage loans.
Home Buying Tools
In this new section of the website, we have gathered some helpful tools that will simplify the process of buying a house successfully. Here you'll find first-time home buyer tools to help you obtain your credit information, find an agent, get a home insurance quote and more.
Buying Foreclosure Properties
Due to popular demand, we have added a new section to the website that explains the process of buying a foreclosed home (and why it's such a popular topic). Though it's not for everyone, buying foreclosure properties can be a way to get a home for less than market value.